RytNow connects your bank with its partner showrooms. Dealers submit car finance applications on the spot, your credit policy decides in real time, and approved deals move straight to settlement.
Every application is one shared session. Each side sees it in its own portal, with the same data and the same status.
The customer applies through the dealer, or on their own in your white-label app.
Dealers and sales agents work in the dealer portal, on the web or on mobile.
Your teams run the product from the RytNow Finance admin portal.
The same guided journey runs in the dealer portal and the customer app. An unfinished session can be resumed with the customer's phone number.
A one-time code confirms the customer and opens the application session.
Auto finance on a down-payment basis.
Showroom, branch, car category and price. The customer sees the down-payment plans, the tenor range and the monthly installment.
Smart OCR reads the Egyptian national ID, front and back. The customer confirms the data and adds income and address.
Your credit policy runs in real time: iScore, debt burden and policy checks. The result is the maximum financing and the plans this customer can take.
Brand, model, year and chassis number, plus the car quotation or proforma invoice and the Murabaha request form.
The finance is created on submit, or the dealer gets clear decline reasons on the same screen.
Every rule is a configured value in the admin portal, so your risk team changes it without a code release.
When an application does not pass, the dealer sees why on the same screen, so the customer can adjust the plan or the down payment.
Authorized orders are grouped into settlements per merchant. Each one goes through an approval queue, and reversals have their own approval flow.
An AI assistant in the customer app walks the applicant through the same journey by chat or voice: budget, showroom, plan, ID photos, credit check and pre-approval. Then it hands the case to your sales team.
The bank. RytNow runs your credit policy, decision tables and iScore rules automatically, and your team reviews the credit applications in the admin portal.
Yes. Rate, admin fees and rebate are configured by campaign, offer template, merchant or branch, and the installment shown everywhere is calculated from them.
The bank adds each merchant and its branches in the admin portal. Dealers and sales agents then sign in to the dealer portal on the web or the mobile app.
Their national ID, income and address details, a car quotation or proforma invoice, and the Murabaha request form.
Authorized orders are grouped into settlements per merchant: the financed amount minus the merchant rebate, transferred on the settlement cycle you set.
Yes. The journey collects the Murabaha request form, and the post-approval checklist includes the Murabaha sale agreement.
We will walk you through the dealer journey, the credit decision and settlement, set up with your own terms.
